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Coping with Financial Stress: Money-making Ideas to Survive a Crisis

Many industries are doing their best to cope with the pandemic. Businesses are closing and laying off employees--creating a negative impact on the economy, resulting in lost livelihoods. Every individual and business sector is experiencing financial struggles, and people are adjusting their budgets to focus on survival, leaving out unnecessary spending and buying only what is essential.

People are now thinking outside the box as a response to this situation. To help you during this tough time, we listed down 4 ideas to help you earn some extra cash and survive this pandemic crisis.

Look for a freelance job

Because you are required to stay home during quarantine or due to your place of work being temporarily closed, you may try some freelance jobs to add to your income. There are companies that are looking for freelancers to perform tasks that will not consume too much of your time. You can be an online tutor, a writer, a content creator, a graphic artist, or a virtual assistant. With all the time you have at home, you can take on at least two or three of these additional tasks depending on your skills and your ability to finish the work on time.

Here are social media groups and online sites that you can check for freelancing work opportunities:

Just make sure to do your research to avoid wasting your time and effort on fraudulent work offers.

Sell unused items

You can take advantage of the extra time at home by clearing out the things that you don’t use anymore. Sell items such as clothes, gadgets, shoes, and other accessories. Use this opportunity while many stores are still closed, and demand is high.

Of course, you should take necessary precautions to protect the health and safety of your buyers. Make sure to properly clean and disinfect all your items before delivering them.

Start a business

It is very difficult nowadays to find a new job. But take heart with this fact: many successful businesses today were started during economic downturns.

Before putting up your business, you should assess yourself first on the things that you’re good at. Find out how you can use your skills to make money. After this, create your strong brand identity. You can also assess the things you still need to in your skillset. You may ask your network of professionals for guidance and even contact those who can help you with your craft. Always make room for learning because it will give you an opportunity to grow and be successful.

Invest

You’re lucky if you’re still receiving your paycheck, but you should not be relaxed, especially when there’s still no clear end in sight to this pandemic. Having excellent insurance coverage can help you during this crisis, so you should cautiously consider getting insured to help you deal with future unexpected circumstances.
Allianz PNB Life can offer the best insurance that can help you with your savings and finances. Being one of the major life insurance companies in the Philippines, they make sure that the products and services that they offer will meet the needs and well-being of every Filipino family. Below are some products that you may consider putting your money in so that it can grow.
AZpire Growth

This financial plan puts money into well-managed investment funds for working millennials. By doing so, the money that is invested will grow faster and be ready to fulfill the insured person’s dreams and needs.

AZpire Growth has a minimum annual premium of Php 30,000. You may also control your payment and choose to pay yearly, semi-annually, or quarterly. Also, if you have more than enough fund values to cover your monthly charges, you will have the opportunity not to pay premiums after the 5th year.

You can upgrade your plan and switch your plan’s investment 4 times a year without paying any charges. You can also withdraw from your investment anytime and receive premium bonuses.

Bida
This plan covers both protection and savings needs. You can shorten the payment period and choose your insurance coverage in 10 years if you pay for it within three years. You can also be assured of a guaranteed maturity benefit and wider insurance coverage amounting to at least Php 250,000.
Allianz Well!

This plan covers both protection and savings needs. You can shorten the payment period and choose your insurance coverage in 10 years if you pay for it within three years. You can also be assured of a guaranteed maturity benefit and wider insurance coverage amounting to at least Php 250,000.

Other reasons why you need this plan:

  • It offers health screening and dental services, physical activity programs, and nutrition counseling
  • You can choose your preferred doctor and medical facility
  • Can claim your medical documents without hassle
  • In event of medical evacuation or return, it will cover the costs of transportation of your companion

You can never go wrong if you choose to save your money and invest it in the right plan that suits your lifestyle and interest.

Allianz eAZy Health

You may want to future-proof your health with the right and affordable insurance plan.

Allianz eAZy Health can be renewed after five years--providing you critical illness, accident, life, and disability benefits. It can help you and your family lessen the financial trouble caused by potential sickness. You can choose among its four (4) plans: Blue, Silver, Gold, and Platinum, and be protected for as low as Php 800 a month or Php 8,000 per year.

For more information of our products, talk to us! Send us an email to [email protected] or contact us at:

  • Customer Helpline: 8818–4357 (HELP)
  • Head Office Trunkline: 8818–5433 (LIFE)

  • FAX: 8818-2701
  • Domestic Toll-Free Number: 1-800-10-818-4357

You can also visit us at https://www.allianzpnblife.ph/ for more information.